About ApnaCFO

ApnaCFO is the best in class outsourced Chief financial
and operating Services firms in Chandigarh, India.

About ApnaCFO- Chief Financial Officer Services

ApnaCFO is the best in class outsourced Chief financial and operating Services firm. We believe there is always a better way to help Small, Medium & Big Enterprises and Start ups to increase their profits and reduce cost.
Our expert team is powered by Chief Financial Officers (CFOs) of large companies, Senior Management & Finance Professionals, Chartered Accountants, Company Secretaries and Business Analysts, working under the guidance of our Advisory Board.
With just a 30-minute call, our team will guide you through a development of a one-page strategic plan to implement a virtual CFO – economically increasing your productivity and elevating your growth strategy. By partnering with ApnaCFO Services you will receive.



To assist the country to be Number one Purchasing price parity in the world.



To provide the services of CFO to small business at very affordable price.

Umesh Agarwal

He is having career span of over 25 years in managing Finance, Banking relationship & Fund raising, Investor Relations, Accounts and Internal Controls, Treasury, Legal & Secretarial and Corporate Governance in listed, unlisted and foreign subsidiary companies. He has high levels of adaptability having worked in diverse environment such Manufacturing, Infrastructure, Merchant Banking and Financial Services at different levels. He started his career with category -1 merchant banker and thereafter spent a significant part in manufacturing sector with critical role of setting up the business processes, FP&A Controllership, ERP Implementation, Fund Management, Cost Planning, and Regulatory & Statutory Compliance.

Beside chartered accountant, he has also gained knowledge in Information System Audit (DISA), International Taxation and IFRS by way of certification courses from ICAI. He has also passed Limited Insolvency Examination conducted by IBBI and under process of registration with IBBI as Insolvency Resolution Professional.
During his career span of over 25 years he has worked as Group CFO, CFO, Vice President, Finance Controller, General Manager, at various listed and unlisted companies of repute like Hindware Ltd., Crompton Greaves Ltd., DCM Ltd., Samtel Color Ltd., SKH Ltd., Indap Financial Ltd., Ajay Poly Ltd., Encraft India, Lakshmi Precision and Screws Ltd, Earth Water Ltd. and Country Finance Head with NGK Spark Plugs Ltd., global leader in spark plugs and auto sensor manufactures.
At present he is providing shared CFO Services as co-founder of ApnaCFO.com having offices in New Delhi and Chandigarh with associate branch offices in Mumbai, Pune and Jaipur also.